Chain of Title (56 page)

Harris, Kamala,
232
,
266–267
,
273–274
,
277–278

Harris, Ramsey,
214

Herman, Harley,
97–98

Hertel, Curtis,
285

Hindman, Barbara,
85–86
,
89

Holder, Eric,
227
,
235
,
301

Home Affordable Modification Program (HAMP),
35
,
67–68
,
100
,
206
,
253
,
279

Home Defenders League:

    
ACORN campaign,
66

    
post-ACORN coalition,
238

Homeless for the Holidays,
238–239
,
304

Homeowner's Bill of Rights (California, Minnesota),
311

Home Owner's Loan Corporation (HOLC),
18–19

Houk, Lane,
149

House Financial Services Committee,
168
,
233

Housing Justice Foundation,
294–296
,
304

HR 3808 (Interstate Recognition of Notarizations Act),
225–227

HSBC,
196
,
295

Huang, Christina,
142
,
145

Hueston, John,
284–285

Huffington Post
,
194
,
234
,
281

Hunt, Lona,
307

Ibanez, Antonio,
111
,
238
,
274

Ice, Ariane,
122–124
,
126–128
,
131
,
165
,
175
,
209

Ice, Thomas,
122–128
,
165–167
,
175
,
205
,
209
,
233
,
241
,
306–307

Ice Legal,
122–128
,
144
,
165–167
,
175–176
,
178
,
185
,
187
,
195
,
203
,
209–213
,
215–216
,
228
,
306–307

Immel, Chris,
209–210
,
212

Independent Foreclosure Review,
255
,
300

IndyMac Bank,
124–125
,
130
,
151
,
201
,
298

In re Hawkins
,
48–49

Inspectors general:

    
Department of Housing and Urban Development,
283

    
Florida attorney general,
179

    
Florida chief financial officer,
261–262
,
274–276

    
Troubled Asset Relief Program,
199

interagency review,
240
,
254–255

interest-only mortgages,
11

Internal Revenue Service (IRS),
115
,
169–170
,
262

Iowa Citizens for Community Improvement (CCI),
240

Iuspa-Abbott, Paola,
192
,
215

Jacquot, Joe,
261

Johnson-Seck, Erica,
124–128
,
151

JPMorgan Chase,
12
,
14–15
,
17–18
,
25
,
37
,
41–43
,
45
,
53
,
65
,
70–72
,
84–89
,
97
,
146
,
171
,
173
,
181
,
219
,
233
,
238
,
255
,
262
,
267–268
,
274
,
278
,
283
,
295–296
,
300

Julian, Bob,
178
,
243–244
,
260–261

Junk, Dan,
216–217
,
225

Jurists Engaged in Defending Title Integrity (JEDTI),
121–122
,
155
,
185

Justice Department,
97
,
155
,
199–200
,
208
,
217
,
227
,
234–235
,
240
,
242
,
245
,
263
,
266
,
270
,
273
,
278
,
297
,
300–301

Kapusta, Tammie Lou,
228–229

Kelleher, John,
269–270
,
272–273
,
278
,
284–285

Kemp v. Countrywide
,
236
,
270

Kennerty, John,
171

Khuzami, Robert,
278
,
300

Kinney, Craig,
68

Koch, Bill,
89

Kowalski, Jim,
208–209
,
212–213
,
233
,
241

Kroll, Andy,
167
,
203

Kwiatanowski, Margie,
209
,
212

Landmark National Bank,
77

LaSalle Bank,
256

Lavalle, Nye,
50–62
,
68
,
85
,
91
,
111
,
116
,
149–150
,
162
,
197
,
215–217
,
241
,
258

Lawrence, Tracy,
271–273
,
284–285

Lawson, Richard,
244
,
275–276

Lehoullier, Dave,
75–76
,
110–111

Lender Processing Services (LPS):

    
contract with Palm Beach County,
287

    
creation of,
117

    
federal and state investigations,
171
,
179
,
199
,
227–229
,
245
,
251
,
253
,
255
,
260–261
,
269–273
,
275–276
,
279
,
284
,
297
,
302

    
involvement in document fabrication,
125
,
155
,
244

    
involvement with DocX,
143
,
154
,
246
,
248

    
litigation,
160
,
169
,
256
,
295
,
298

    
Securities and Exchange Commission disclosure,
161
,
196

Leontakianakos, Mary,
261

Lester, Helene,
269–270
,
273

letter rogatory,
211–212

Levitin, Adam,
232–234
,
237
,
262

Levitt, Arthur,
59
,
217–218

Lewis, Judge Diana,
123
,
169
,
282
,
312

Lilley, Deb,
288

Litton Loans,
171
,
221

Living Lies
,
26–27
,
33–34
,
39–40
,
68–70
,
72
,
74–76
,
87
,
90–91
,
94
,
105
,
158
,
194

Logan, Judge Walt,
69
,
119–121

lost note affidavits,
73
,
114
,
116
,
136
,
218
,
295

Lowman, David,
255

LSI Title,
284

Luttrell, Cory,
187

Lynch, William,
60–61

Lyons, Tom,
97–98
,
154

Madigan, Lisa,
284

Maiden Lane,
170

Maine Attorneys Saving Homes (MASH),
211–212

Marks, Bruce,
183–184

Martin, Susan,
71–72
,
88
,
105

Masto, Catherine Cortez,
266
,
270
,
272
,
274
,
278
,
284

Matthews, Doug,
143
,
145–146
,
246

McCollum, Bill,
174
,
179
,
203–204
,
232
,
242
,
261

McDonnell, Marie,
252

Merkley, Jeff,
220

Merrigan, Georgi,
257

Merrill Lynch,
59

Meyer, Joan,
244
,
276

Miller, Brad,
311

Miller, Kim,
192–193
,
202
,
218
,
244
,
258–259

Miller, Tim,
274

Miller, Tom,
239–240
,
253–254
,
266–267

Mitchell, Dixie,
264

Moore, Crystal,
71
,
88
,
237

Moratorium Monday,
195–196
,
238
,
246

Morgan Stanley,
32

mortgage-backed securities,
15
,
17–18
,
21–25
,
28
,
30
,
33
,
37–39
,
47
,
54
,
57
,
115
,
123
,
168
,
170
,
222
,
231–232
,
234
,
236
,
262
,
265–266
,
277
,
279
,
287
,
295
,
300

Mortgage Bankers Association,
47
,
194

Mortgage Electronic Registration Systems (MERS),
42
,
47–49
,
60–61
,
69–72
,
77
,
85
,
89
,
97
,
111
,
114
,
119
,
121
,
125
,
140–141
,
151
,
155
,
162
,
166
,
171
,
193
,
201
,
209
,
231
,
235
,
252–253
,
255–256
,
284–285
,
298

Mortgage Justice Group,
185
,
189
,
247

mortgage servicers:

    
federal settlement,
278–279
,
283–284
,
297
,
299–300

    
fee pyramiding and other profit-making schemes,
52–54
,
56–57
,
59
,
115–117
,
122
,
189
,
219
,
233

    
function of,
18
,
24–25

    
HAMP program,
35

    
interaction with MERS,
48–49

    
lacking and/or fabricating evidence to

    
foreclose,
39
,
42
,
50
,
58
,
64
,
73–74
,
124–125
,
142–144
,
152
,
170
,
182
,
201
,
208–209
,
216–218
,
237
,
243
,
248
,
270
,
272
,
302

    
litigation,
119
,
161
,
192
,
207
,
211
,
224
,
228
,
295
,
304–307

    
loan modification problems,
12–13
,
66–68
,
70
,
100
,
113–114
,
124
,
203
,
264–265
,
269

    
Michael Redman case,
83
,
85

    
NACA event,
180

    
state and federal investigations,
221
,
240
,
253–256
,
277

Mortgage Servicing Fraud
(blog),
59
,
68
,
157

Motorola,
80
,
88

Moua, Xee,
221

Mozilo, Angelo,
27

Muckle, Paul,
158

Naked Capitalism
,
157
,
218
,
236
,
262

National Association of Consumer Attorneys,
160

National Consumer Law Center,
59
,
116
,
233

National Mortgage Settlement,
278–281
,
283
,
291
,
299
,
301
,
306

National Organization for Women,
292

Nationwide Title Clearing,
71–72
,
88
,
208
,
237–238
,
284

Neighborhood Assistance Corporation of America (NACA),
67
,
180–183
,
248

Nemes, Valerie,
166

Nettles, Bill,
171–172

New Bottom Line,
238

New Century Financial,
8
,
29
,
32

Newsom, Gavin,
267

New York
Daily News
,
231
,
300

New York Times
,
56
,
61
,
69
,
218
,
266