Chain of Title (55 page)

Devereaux, Mark,
143–146
,
302–303

DHI Mortgage,
10–12
,
17
,
24–25
,
37
,
41–43
,
45
,
97

Dibert, Steve,
194–195
,
259
,
292

Dillon, Mike,
68
,
157

Dimon, Jamie,
296

DocX,
141–143
,
145–148
,
150–152
,
154–156
,
160–161
,
163
,
169
,
171
,
178–179
,
193
,
196
,
199–200
,
218
,
227–229
,
245–246
,
248
,
253
,
302–303

Dodd-Frank Act,
230

Donovan, Shaun,
266
,
279
,
299

double-pledging notes,
56
,
58
,
115

D.R. Horton,
9
,
10

dual tracking,
100
,
255
,
283

Durbin, Dick,
67

Echevarria, Codills, and Stawiarski.
See
Florida Default Law Group (FDLG)

Edwards, Theresa,
176–179
,
202–203
,
214
,
228–229
,
242–244
,
260–262
,
269
,
275–276
,
285
,
306

Eggers, Byron,
258

Elder, James (“Jazzy”),
109
,
196

Ellis, Scott,
203

EMC,
53–57
,
59

Epstein, Alan,
1
,
4
,
7–12
,
14
,
40–41
,
288
,
308

Epstein, Jenna,
3
,
11–12
,
16
,
41
,
63
,
72
,
131
,
149
,
159
,
186
,
195–196
,
205
,
246–247
,
268
,
289
,
292–293
,
308–309
,
312

Epstein, Lisa:

    
actions as a
pro se
litigant,
40–45
,
63–66
,
73–74
,
108–109
,
145
,
148–149
,
153–154
,
159
,
179

    
activism,
109–112
,
180–189
,
194–196
,
204–208
,
230
,
234
,
237–238
,
246–247
,
256
,
264–265
,
268

    
aftermath of activism,
307–312

    
campaign for clerk of courts,
285–290
,
292–293

    
creation and maintenance of
Foreclosure Hamlet
,
74–76
,
131
,
157–158
,
192
,
213–214

    
early life and marriage,
3–8

    
home purchase and foreclosure,
8–18
,
31
,
300

    
interaction with Lynn Szymoniak,
144
,
149
,
151
,
163–164
,
169
,
248
,
250–252

    
interaction with Michael Redman,
71
,
77–78
,
87–91
,
94
,
100–102
,
106–107
,
172–176
,
198
,
221
,
225–226
,
257–259

    
loss of job,
159–160

    
research on foreclosure fraud,
24–27
,
33–37
,
39
,
41
,
48–50
,
55–56
,
68–70
,
72
,
130
,
152
,
154
,
197
,
255

    
work with foreclosure defense attorneys,
126–128
,
131
,
304–306

    
work with state and federal regulators,
95–99
,
103–105
,
176–178
,
202–203
,
229
,
233
,
241–242
,
261–262
,
270
,
272–276

    
work with the media,
192–193
,
214–215
,
218
,
222–223

Fairbanks Capital,
68

Fair Debt Collection Practices Act (FDCPA),
147
,
160
,
162

False Claims Act,
162
,
169
,
280
,
298

Fannie Mae,
19
,
21
,
24
,
28
,
33
,
47
,
60–62
,
164
,
170
,
211
,
219
,
229
,
268
,
271
,
279
,
285
,
307

Federal Bureau of Investigation (FBI),
32
,
90
,
132–134
,
143
,
145–146
,
155
,
161
,
171–172
,
199
,
244
,
246
,
248
,
251–252
,
259
,
263
,
294
,
300
,
302–303

Federal Deposit Insurance Corporation (FDIC),
125
,
144
,
168
,
179
,
241
,
248
,
254

Federal Housing Administration (FHA),
19
,
113–114
,
170
,
281

Federal Housing Finance Administration (FHFA),
199

Federal Reserve,
9
,
22
,
29
,
31
,
56
,
97
,
170
,
255
,
300

Federal Reserve Bank of New York,
232

Federal Trade Commission,
68

fee pyramiding,
53–54
,
219
,
233
,
278

Fidelity National Foreclosure Solutions,
116–117

fifty-state attorney general investigation,
221
,
232
,
239–242
,
244
,
253–255
,
260
,
265–267
,
273–274
,
278

Figueroa, Damian,
151–154
,
157
,
162–163
,
169–170
,
201–203
,
215
,
236
,
281
,
298–299

Financial Crisis Inquiry Commission,
31
,
168
,
234

Financial Stability Oversight Council,
230

Fink, Larry,
22

Firm Solutions Panama,
44
,
228

First Alliance Mortgage Company,
29

First Franklin Mortgage,
109

Florida attorney general's office,
96
,
99
,
103–104
,
127–128
,
172–179
,
202
,
206
,
214
,
228–229
,
232
,
244
,
260–262
,
275–276
,
287
,
306

Florida Bankers Association,
110
,
181
,
183–184
,
247

Florida Bar Association,
97
,
159
,
202–205
,
257
,
259
,
306

Florida Default Law Group (FDLG),
15
,
41
,
44
,
70–72
,
76
,
87–88
,
96
,
100
,
104
,
126–128
,
175–176
,
178–179
,
213

Florida Department of Law Enforcement,
174
,
203
,
273

Florida First Amendment Foundation,
296

Florida Office of Financial Regulation,
174

Florida Rural Legal Services,
134

Florida Supreme Court,
96
,
98
,
110
,
126
,
153
,
185
,
187–188
,
197–198
,
200
,
237
,
257
,
307

force-placed insurance,
52
,
233
,
283
,
295

Ford Pinto memo,
62

foreclosure fraud happy hours,
106–107
,
109–111
,
144–145
,
148
,
150–151
,
153
,
158
,
162
,
172
,
182
,
223
,
234
,
245
,
250
,
262
,
274
,
298

Foreclosure Hamlet
,
75–76
,
90
,
106–107
,
109–111
,
154
,
157–158
,
192
,
194
,
196
,
202
,
213
,
222
,
288
,
292
,
308

foreclosure mills,
2–3
,
15
,
41
,
50
,
58
,
76
,
87
,
99
,
104
,
109
,
117
,
121
,
123
,
143
,
151
,
156
,
163
,
165
,
174
,
177
,
193
,
203
,
207–208
,
237
,
257
,
260–262
,
306

Foreclosure Watch,
268

Forrest, Chris,
237

4closureFraud
,
91
,
127
,
144
,
151
,
154–157
,
160
,
164
,
173
,
183
,
190
,
192–193
,
204–205
,
208
,
210
,
213
,
215
,
222
,
225–226
,
229
,
231
,
234
,
237
,
259
,
264
,
266
,
291
,
304

Frank, Barney,
292

Franken, Al,
220

Franklin, Talcott,
232

Fraud Digest
,
141–142
,
144–145
,
157
,
168
,
191
,
262

Freddie Mac,
21–24
,
28
,
33
,
47
,
60
,
83–85
,
110
,
170
,
229
,
279
,
285

Gardi, Matt,
288

Gardner, Max,
115–119
,
129
,
143
,
241

Gardner, Susan,
3

Garfield, Neil,
26
,
33–34
,
39
,
68
,
91
,
93–95
,
194

Garn-St. Germain Depository Institutions Act,
28

Geithner, Timothy,
67
,
230
,
238

GetNet,
218

Gibbs, Robert,
226

Giddens, Michael,
203

Giffords, Gabby,
220

Gillis, Ronald,
158
,
288

Ginnie Mae,
21

GMAC Mortgage (Ally Bank),
208–215
,
217–218
,
221–222
,
228–229
,
232
,
241–242
,
274
,
278
,
283–284

Goldbeck McCafferty & McKeever,
237

Goodman, Rachel.
See
American Civil Liberties Union (ACLU)

Google Reader,
87
,
156
,
304

Grady, Tom,
184

Grayson, Alan,
220
,
229
,
232
,
234

Great Depression,
18–19
,
66–67
,
267
,
312

Great Recession,
1
,
59
,
97

Green, Linda,
138
,
140–142
,
145
,
148–149
,
153
,
163
,
218
,
227
,
241
,
243
,
246
,
248
,
250
,
263
,
269

Greenspan, Alan,
29

Guidice, Theresa and Joe,
301

Guttman, Reuben,
169–171
,
282

Harman, Kathy,
41–43

Harp, Korell,
138–139
,
141
,
145
,
152
,
193

Harpootlian, Dick,
146–147
,
160–163
,
169
,
171
,
296