MONEY Master the Game: 7 Simple Steps to Financial Freedom (99 page)

Fink, Laurence D.,
480

first trust deeds,
286
,
312
–13

Fitzgerald, Peter,
105

fixed indexed annuities (FIAs),
170
,
179
,
423
,
427
–31,
435
–37

Flash Boys
(Lewis),
7

focus,
227
,
262
,
266
,
578
–80,
581
,
582
,
583
–84

food stamps,
27
,
597

food technologies,
566

Forbes, Malcolm,
340

Forbes, Steve,
427
,
454

Ford, Henry,
19

foreign currencies,
324
,
328
,
353

foreign government bonds,
317
,
319

foreign stocks,
328
,
473
,
535

Foster, Cody,
431
–37

4% rule,
411
,
413

401(k) systems,
138
–56

America’s Best
401
k,
68
,
143
,
144
–45,
146
–48,
181
,
404

and asset allocation,
163

benchmarked plans,
146
–47

business owners responsible for,
146
–48,
181

class-action lawsuits about,
146

contribution limits,
156

as failed experiment,
86
,
110
,
138
–39

fees,
111
,
114
,
141
,
142
,
143
–46,
148
,
151
–52,
181

frequently asked questions about,
152
–55

in-service distribution of,
148

investment in mutual funds,
93
,
110
,
114
,
139
,
141
,
144

opting out of,
148

with past employers,
154
–55

pay to play,
157

plan administrator,
111
,
114

rolling over into IRAs,
154
–55

Roth
401
(k),
150
–51,
152
–53,
154
,
235

Solo
401
(k),
153

and target-date funds,
161

and taxes,
149
–50,
152
,
235
,
472

403(b),
472

Fournier, Alan,
516
,
517

Frank, Anne,
602

Frank, Barney,
122

Frankl, Viktor,
19
,
569
,
582

Franklin, Benjamin,
51
,
63
,
476

Freedom Fund,
56
–57,
60
,
68
,
70
,
184
,
218
,
230
,
237
,
364

Friedman, Thomas,
34

frontier markets,
100

future,
549
–72,
615

futures contract,
374

Gates, Bill,
377
,
392
,
491
–92,
512
,
595
–96

Gates Foundation,
486
,
596

Gaye, Marvin,
52

genome project,
565

Ghilarducci, Teresa,
86
,
140

giving back,
73
–74,
77
–78,
79
–80,
262
,
341
–43,
457
,
494
,
538
,
585
–86,
589
–90,
594
–96,
601
–2,
605
–6

Giving Pledge,
392
,
466
,
512
,
595

Godfrey, Arthur,
276

God’s hand,
228
–29,
343

gold,
324
,
371
,
396
,
527
–28

GoPro,
270

Gospel of Wealth, The
(Carnegie),
595

grace,
228
–29,
343

Graham, Benjamin,
172
,
355
,
358
,
486

gratitude,
79
,
229
,
347
,
544
–45,
577
,
579
,
585
,
592

Great Depression,
31
,
310
,
350
,
369
,
378

Great Recession,
264

Greece, economy of,
518
–20

Green Day,
15

Gretzky, Wayne,
15

growth:

as human need,
77
,
585

possibility vs. probability of,
334

Guber, Peter,
244
–45

Guns N’ Roses,
20

Gupta, Ajay,
130
–31,
178
–79,
285
,
405

Hammer, M.C.,
52

Hand, Learned,
276

Hannah, Jim,
260

happiness,
233
,
269
,
343
,
570
,
574
–75,
585
,
588
–91,
615

Happy Money
(Dunn and Norton),
589
,
601

Harris, Dan,
600

Hart, Mark,
456

Hastings, Reed,
465

Heath, Dan and Chip,
95

hedge funds,
21
,
95
,
99
,
101
,
180
,
306
,
375

Hemingway, Ernest,
17

Highbridge Capital Management,
599

high-frequency trading (HFT),
7
,
123
,
173
,
175
,
351
–52

HighTower,
25
–26,
128

high-yield bonds,
318
,
323

Hill, Napoleon,
19
,
567

Hillary, Edmund,
406

Hiltonsmith, Robert,
108
–9

history,
350
,
481

Holmes, Oliver Wendell Sr.,
14

home:

average price of,
252

hedge against inflation,
308

investment in,
237
,
249
,
307

mortgage payments on,
249
–51,
385

in Security/Peace of Mind Bucket,
306
–8

tax advantage in,
308

housing crash (2008),
514
–15,
516
–18

How the Economic Machine Works
(Dalio),
380

How to Lie with Statistics
(Huff),
116

Huff, Darrell,
116

Huffington, Arianna,
594

Hulbert, Mark,
400
–401

human needs,
74
–78

certainty/comfort,
75
,
206