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Authors: Freeman Wills Crofts

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“Look here, French,” he was greeted, “you've been at that Gething case long enough. I can't have any more time wasted on it. What are you doing now?”

French, his usual cheery confidence sadly deflated, hesitatingly admitted that at the moment he was not doing very much, embellishing this in the course of a somewhat painful conversation with the further information that he was doing nothing whatever, and that he was severally up against it and down and out.

“I thought so,” the chief declared. “In that case you'll have time to go and see Williams & Davies, of Cockspur Street, the money-lenders. I have just had a 'phone from them, and they say that some diamonds recently came into their possession which they are told resemble those stolen from Duke & Peabody. You might look into the matter.”

It was a rejuvenated French that fifteen minutes later ascended the stairs of Straker House, Cockspur Street, to the office of Messrs Williams & Davies. Gone was the lassitude and the dejection and the weary brooding look, and instead there was once again the old cheery optimism, the smiling self-confidence, the springy step. He pushed open a swing door, and with an air of fatherly benevolence demanded of a diminutive office boy if Mr. Williams was in.

The senior partner was disengaged, and two minutes later French was ushered into a small, rather dark office, in which sat a tall, well-groomed man with graying hair, and a precise, somewhat pedantic manner.

“They 'phoned me from the Yard that you were coming across, Inspector,” he announced, when French had introduced himself. “I can only say I hope I have not brought you on a wild-goose chase. But the affair should certainly be looked into.”

“I have not heard the circumstances yet, sir,” French reminded him. “I shall naturally be glad if you can give me some helpful information.”

“I did not care to give details over the 'phone,” Mr. Williams explained. “You can never tell who overhears you. I once heard a girl declining what was evidently a proposal of marriage. The circumstances in this case are very simple. About six weeks ago a lady, giving her name as Mrs. Chauncey S. Root, and evidently an American, called and asked if she could see one of the principals of my firm. She was shown in to me, and she explained that she was the wife of a Mr. Chauncey S. Root, a rich steel manufacturer of Pittsburg. She had just crossed by the
Olympic
for a holiday in Europe, reaching London on the previous evening. She said a series of misfortunes had brought her into a somewhat awkward predicament, and she wondered if I could do anything to assist her. In the first place she had been foolish enough to get into a gambling set on the way over, and had lost, as she expressed it, ‘the hell of a lot of money.' She spoke in a very racy and American way, but she gave me the impression of being thoroughly competent and efficient. Her losses ran into several hundred pounds—she did not tell me the exact amount—but all her ready money was gone and in addition she had given several I.O.U.'s. This, however, she would not have thought twice about, as she had letters of credit for many times the amount, had it not been that a further calamity befell her in Southampton. There, in the crush on the quays, the small despatch case in which she kept her ready money and papers had been snatched from her, and she was left practically penniless, as well as without her letters of credit and her passport or other means of identification. She had, of course, reported the matter to the police authorities, but they had rather shaken their heads over it, though promising to do everything possible. She had had, indeed, to borrow a twenty-pound note from one of her travelling acquaintances to get her to London, and now she was practically without money at all. She wished, therefore, to borrow £3000, which would enable her to pay her gambling debts and to carry on in London until fresh letters of credit could be sent. Fortunately, she had with her a collection of unmounted diamonds, which she intended to have set by London jewellers, of whose skill she had heard great accounts. These diamonds she proposed to deposit as security, and she would agree to pay whatever rate of interest was customary. She asked me if my firm would be prepared to lend the money on these terms.”

“Why did she not cable to her husband?”

“I asked her that, and she explained that she did not wish to tell Mr. Root, as he had an inveterate dislike to gambling, and they had had several disagreements about her betting proclivities. In fact, relations had been seriously strained until she had promised amendment, and a confession might easily lead to a serious breach. She could not, either, attribute the loss to the theft, as it ran to so great a figure that she could not possibly be carrying the amount in her despatch case. She said she would prefer to borrow the money until she could write to her man of business to realise some of her own stocks.

“I said that her proposition, as such, was acceptable, as we frequently took stones and jewellery as security for loans, but that as she was a stranger to us, before we could do business we should obviously require some evidence of her
bona fides
. She replied that that was all right, that she quite recognised that owing to the loss of her papers and particularly of her passport something of the kind would be necessary. She said we could make what inquiries we liked, provided only we were quick about them, for she wanted the money as soon as possible. She asked how long we should take, and when I said twenty-four hours, she admitted that was reasonable. She suggested that if we did business we should take the stones to be valued to one of the best-known London jewellers. I agreed to this, and rang up Mr. Stronge, of Hurst & Stronge, of Bond Street, to ask him if he would undertake the valuation. He is, as you probably know, one of the most famous experts in the world. He consented, and I settled with him the amount of his fee. Finally it was arranged that, provided our inquiries were satisfactory, I should meet Mrs. Root at Hurst & Stronge's at half-past ten on the following morning, she with the stones and I with my cheque book. I was to pay her five-sixths of the value of the diamonds. She said she expected to pay back the loan in about four weeks, and suitable terms of interest were arranged.”

Mr. Williams paused and glanced at his companion, as though to assure himself that his story was receiving the attention he evidently felt it deserved. But French's air of thrilled interest left him no room for doubt, and he continued:

“I made my inquiries, and all appeared satisfactory. I called up Mrs. Root at the Savoy, told her I was prepared to deal, and at the hour named met her at Hurst & Stronge's. Mr. Stronge took us to his private room, and there Mrs. Root produced a bag of stones, mostly diamonds, though there were a few emeralds and a large ruby, all unmounted. There were sixteen stones ranging in value from £40 to £400, but averaging about £200 or £220. Mr. Stronge valued them very carefully, and after a long wait we got his opinion. The whole were worth about £3300, and in accordance with our bargain. I proposed to hand Mrs. Root a cheque for £2750. She admitted the correctness of this, but said she wanted the £3000, and after some conversation I agreed to meet her wishes and filled the cheque for the latter sum. She then objected that no bank would pay her without inquiring as to her identity, which would mean another delay, and asked me if I would go with her to the bank to certify that she was the person for whom I intended the money. I agreed to this, and we went to the Piccadilly branch of the London and Counties Bank. There we saw the manager, and there I left her. I returned here and lodged the stones in my safe.”

“The manager took your identification, I suppose?”

“Oh, yes. I know him personally and there was no difficulty. That ended the matter as far as I was concerned, and for four weeks I thought no more of it. But as the fifth and sixth week passed and the lady made no sign, I began to wonder. I telephoned to the Savoy, but it appeared she had left on the day of our deal. I assumed, however, that she was on the Continent, and no suspicion that all was not right occurred to me.”

“Then what roused your suspicion?”

“I am coming to that,” Mr. Williams answered in a slightly frigid tone. “This morning I happened to show the stones—without saying how they came into my possession, of course—to a personal friend of my own, a diamond merchant named Sproule, who had called with me on other business. When he saw them he grew very much excited, and asked me where I had got them from. I pressed him for an explanation, and he said they fitted the description circulated of those stolen from Messrs. Duke & Peabody. He was emphatic that I should inform the firm, but I thought it better to ring you up instead.”

“Very wise, sir,” French approved. “That was certainly your proper course. Now, I take it the first thing we have to do is to see if your friend, Mr. Sproule, is correct in his supposition. I have a list of the missing stones in my pocket, but I don't know that I'm expert enough to identify them. I think we'll have Mr. Duke over. May I use your 'phone?”

Mr. Duke was naturally eager to learn details of the new development, and in less than half an hour he joined the others in Mr. Williams's office. French explained the situation, ending up, “Now we want you, Mr. Duke, to tell us if these were among the stones you lost.”

The diamond merchant, obviously much excited, began at once to make his examination. He inspected the stones minutely through a lens, weighed them on a delicate balance he had brought, and put them to other tests which greatly interested his companions. As he put each down he gave his judgment. One after another were identified. All were among those stolen from him. They were the sixteen smallest and least valuable stones of the collection.

The fact was learned by the three men with very different emotions. Mr. Duke's gain was Mr. Williams's loss, and resulting satisfaction and consternation showed on their respective faces, while French's countenance wore an expression of the liveliest delight, not unmixed with mystification.

“Good heavens!” Mr. Williams cried, his voice trembling with agitation and excitement. “Then I've been swindled! Swindled out of three thousand pounds!” He glared at the Inspector as if he were at fault. “I suppose,” he continued, “that if this gentleman establishes his claim, the loss will fall on me? God knows, I can ill afford it.”

“We shall hope not, sir,” French said sympathetically. “We shall hope that with luck you'll recover your money. But we must not waste any more time. I shall start by going to the bank to see if all the money has been withdrawn. I'd be obliged, Mr. Williams, if you would come also. I'll keep you advised, Mr. Duke, how things go on, and of course you'll get back your stones after the usual formalities have been carried out.”

Mr. Williams had recovered his composure, and the gems having been locked in his safe, the three men left the office and descended to the street. There French said good-day to Mr. Duke, who somewhat reluctantly took his leave, the other two continuing to the bank. After a few moments' wait they were shown into the manager's room.

“I am afraid, Mr. Scarlett, I have had a serious misfortune,” Mr. Williams began, almost before they were seated. “I have just learned that I have been swindled out of £3000. This is Inspector French of Scotland Yard, and we both want your help in the matter.”

Mr. Scarlett, a well-groomed, middle-aged gentleman of fashionable appearance and suave manners, looked suitably concerned. He shook hands with French, and expressed his commiseration with his client's loss in a few easy words, declaring also his desire to be of service.

“Do you remember,” Mr. Williams went on eagerly, “my coming to see you one morning about six weeks ago with a lady whom I introduced as Mrs. Root, of Pittsburg, U.S.A.? She held my cheque for £3000, and I came to introduce her to you.”

The manager recalled the incident.

“That money was a loan, for which she deposited with me a number of diamonds. The diamonds were valued by Mr. Stronge of Hurst & Stronge's, and I gave her less than their value. I thought I had taken all reasonable precautions, but now,” Mr. Williams made a faint gesture of despair, “now it seems that they were stolen.”

“Stolen?” Mr. Scarlett repeated in a shocked voice. “My dear sir! Allow me to say how extremely sorry I am to have to tell you that I fear your discovery has come too late. Your cheque had been paid practically in full.”

Mr. Williams gave a little groan, though he had evidently been expecting the bad news. He would have spoken, but French broke in with: “Is that so, sir? That is really what we came to ask. Now I want you please to give me as detailed an account of the whole business as you can.”

“I will do so, of course,” Mr. Scarlett returned, “but I fear my story will not help you much.” He raised his desk telephone. “Ask Mr. Plenteous to come here,” he directed, and when a young, fair-haired man had entered he resumed, “This is Mr. Plenteous who carried out the details of the transaction. As Mr. Williams has said, he and the lady called on me,” he turned over the leaves of a diary, “about midday on Thursday, 26th November. He introduced the lady as a Mrs. Chauncey S. Root, of Pittsburg, and stated he had called to certify that she was the person referred to in a cheque he had made out. She produced a cheque for £3000, and Mr. Williams identified it as his. She thanked him and he withdrew. She then said that she wished to open a temporary account, and that she would like cash for £1500, and to lodge the remainder. I sent for Mr. Plenteous, and asked him to arrange the matter, and he showed the lady out to his counter. Next day the balance was withdrawn except for a few shillings, which I believe we still hold. Is not that correct, Plenteous?”

“Yes, sir,” the fair-haired young man answered, “quite correct. I can turn you up the exact balance in a moment.”

“Presently, thank you, Mr. Plenteous,” French interposed. “In the meantime perhaps you would tell us what took place between you and the lady after you left this office.”

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