ColdScheme (11 page)

“If you’re having a pacemaker installed, how many doctors
are there in the OR?” I asked.

“A team. There’s usually one in charge, an assistant, an
anesthesiologist, a head nurse and a couple more—there’s no way that a doctor
could sneak that kind of shit into a patient’s chest.”

“How about private medical institutions?”

“That’s possible but you’re still talking about a team
effort.”

“Would a medical practitioner be able to perform that kind
of operation in his private room, in his office?”

He shook his head. “That would be risky. The patient is out.
You need someone to monitor him. Hell, he can swallow his tongue and choke or
go into cardiac arrest. You’re shooting a device into his chest. You may get
excessive bleeding or infection. It would be terribly risky but I suppose it’s
possible.”

“What if it’s something so small that you only need a
thumbnail device. You can shoot it into the chest—through a tube. How large is
this micro-shock trigger?” I asked.

“Quigley showed me on video one of the designs they’re
experimenting with. It’s about thumbnail size but that’s the trigger. You’d
still need the device filled with a toxin.”

“Maybe someone had figured out how to combine the two,” I
suggested.

“Meg, if they did, why wouldn’t they come out with it? Hell,
they could harvest all the best grants at Hopkins. What am I saying? They could
damn well run Hopkins if they’re that good.”

“Maybe they hope to harvest something larger, greater
rewards than pure medical applications and beneficial miracles.”

“I suppose they could always sell it to the military,” he
murmured.

I looked at Ken. His eyes were tracking
the floor. He didn’t want to participate in this discussion.

“Our military pledges its allegiance to the US. It strives
to protect its citizens, not execute them with micro bombs in their chests,” I
said.

“Foreign interests,” he offered another suggestion.

“How about terrorists, Joe?”

He shrugged. “You could sell that kind of medical expertise
damn well anywhere.”

“But why would you—if you can use it to control anyone,
anywhere?” I persisted.

“A God-complex?” Joe snickered.

“No. Just overwhelming greed and selfishness.”

“I’ll ask around. I’ll check on any Martins in the medical
facilities.” He looked at Ken. “What’s the matter with you? You have a
toothache or something?”

Ken raised his head and was about to reply, when his pager
bleeped.

I smiled at Joe, thanked him and dragged my partner outside.

“Do you think Amato’s memory has improved? We could drop
by,” I suggested, when we were in the parking lot. “We could also go visit a
couple of pharmacological outfits that ask for volunteers…”

“Not today.” He shut his phone after listening to his pager
message.

“Not another one?” My breath stuck somewhere inside my
throat.

He shook his head. “Bourke wants us back in the office. The
Feds have arrived from Washington. Tavistock called them. National security is
threatened. Clouds are gathering over the green fields of banking finance.”

He sounded surprised by such a reactionary move. I wasn’t.

In my third year of law school, I’d done a class presentation
about real-life cases of “gatekeepers”, lawyers and accountants who had acted
as primary facilitators in money laundering schemes. The Longford Trust and
Savings, a Tavistock Florida subsidiary, had waved a red flag at its parent
when a bright young assistant manager examined several newly opened accounts
with corporate status. He’d wanted to establish personal contact with each
corporation. However, he wasn’t able to meet his company’s obligation of
“knowing your customer”. Tavistock’s experts determined that fourteen corporate
accounts set up by lawyers and accountants couldn’t be traced to their owners
and beneficiaries. The corporations appeared to have been established in
Florida but their headquarters kept changing. Finally, they were traced to the
Bahamas. The accounts had been opened to gain access to the US financial
system.

If not for the manager who had wanted to know his customers,
shake their hands and leave them his business card, the laundering scheme would
have gone unnoticed. Banking institutions needed a new kind of vigilance. And
when the Chairman of the third largest US banking institution received a nasty
message in the middle of the night—a waiter dropping dead right in front of
him—the FBI involvement was not just warranted but mandated.

Chapter Six

Ken called Bourke to tell him that we were on our way.
Bourke informed him that he would start the meeting without us. It was going to
be a long session, exploratory and informal. Clint Hume, Jasper Resling and
Sven Olsen were already there. Our FBI guests wouldn’t be lonely. There were
three of them. We would meet them when we arrived.

“Do you know how much the room rates are at the Harbor Court
Hotel?” Ken held the phone away, staring at me.

“Why?”

“Bourke says that they want to stay in an English country
house environment. I think someone in Washington had recommended it to them.
They came straight to the office. Adele is going to look after their
accommodations.”

“Best Western Baltimore is not good enough for them?” I
asked.

He gave me a reproachful look. Bourke probably heard my
caustic comment.

He covered the receiver and explained. “It’s a multiple
murder. They’ll be staying for a while. They’ll need decent accommodations.”

“Tell them to ask Mr. Tavistock to negotiate a corporate rate,”
I said.

“Bourke just wants to give them a ballpark figure.”

“It’s a grand place. Loads of atmosphere. It’ll be at least
a couple of hundred bucks a night.”

He passed it on to our boss and hung up.

The office coffee club used a drip-grind brand called Mount
Helen Pure Volcanic Ash. The price was purely organic too—indecent. We stopped
to pick up coffee at the Urban Bean. The manger’s handsome Mediterranean
features darkened when he saw Ken. I introduced him. He smiled and gave me a
chocolate biscuit.

“He likes you,” Ken observed, holding the door open for me.

“He likes all his customers. It makes his business prosper,”
I replied.

“He likes you a lot. You make his day,” he chuckled.

“That may be but at the end of each day, when he closes up,
he puts his wedding ring back. There’s a fat, white stripe around his fourth
finger where the ring normally sits.”

“You notice things like that?” He sounded shocked.

“I told you I used to do the singles bar scene. Those places
were filled with temporarily single men trying to hide their hands.”

We made it to the office.

As we walked into the darkened room, Bourke was showing
slides of the murder scenes. Ken told him to continue. We would meet our social
obligations when the lights came on.

I sat down next to Clint. He leaned over and murmured that
the three shadowy silhouettes across from us were our FBI guests. There were
two men and a woman. He was about to tell me their names when Bourke cleared
his throat. Clint clammed up and I sipped my coffee and stared at the familiar
photos.

Bourke finished the slide show. He flicked on the lights. I
concentrated on my coffee. It helped to protect my sanity.

I raised my eyes above the rim of the large coffee bucket
that the Urban Bean was renowned for and noticed an alert face. He had
prep-school features, light-colored hair and an office look—a shirt and tie.
The woman was my age. She wore grim navy blue but I saw a flash of gold
earrings. That’s as far as she dared to define herself in feminine terms.

The third member had a decent haircut, modern but short. He
had sandy brown hair—like his daughter. The light shone through his mellow
green eyes as brightly as I remembered. I said a quick prayer of thanks to the
manager of the Urban Bean for carrying huge coffee containers. I needed the
camouflage. I listened to Bourke’s introduction in silence.

The conference room table was wide. We couldn’t shake hands
across it. I nodded in acknowledgement when Bourke introduced Agent Rick
Mattis, Agent Courtney Gould and Inspector Fielding Weston, their boss, from
Washington’s main district office.

“And these are my Detective Sergeants, Meg Stanton and Ken
Leahman.” Bourke stroked us with his eyes, a paternal gesture. I rallied and
put on a brave face. The one I would have worn if an asteroid had wiped out all
coffee shops on Earth.

Bourke resumed the presentation with the lights on. I
couldn’t distinguish his words. I prayed he would not ask me anything. I kept
my eyes directed at him to avoid the green eyes I knew were locked on me like a
tracking beam and stared into my coffee. A little later, I leaned sideways and
whispered to Ken. “I have a horrible headache. If he asks something, you answer
it, please—I really don’t feel good. Don’t look at me, just nod.”

He must have sensed it was something else but obeyed. I
never got headaches at work. My headaches started when I got home—to see People
Finders’ field agents sitting in my kitchen.

This was a briefing meeting. What Bourke was explaining, I
knew in detail. I lasted an hour.

Three days ago, a man I had not seen in more than ten years,
had stepped through the door in the Prince penthouse. That may have been a
coincidence, spun by Fate. To see the man who had left me, ten days after we
both said “I do”, in a conference room in my headquarters, a mere seventy-two
hours past my first shock, was too much of a coincidence. Fate could
not
spin things this fast. I touched Ken’s arm, hefted my cell phone and he nodded.
I waved it at Burke, smiled and hurried out of the room. By the time I was in
the parking lot, I was shaking so badly that I couldn’t flip the cell cover
open.

I spent five minutes taking calming breaths. When I could
unlock my knees, I walked back inside. I gave my car keys to Mary Lou at the
front desk and told her Ken would pick them up. Outside, I called a taxi. Then
I called Ken.

“Listen. Don’t speak,” I said breathlessly into the phone.
“I left my car keys with Mary Lou. Take them. I’m going home by taxi. Make
excuses for me. Thanks.” I hung up. I knew he would think that I had an emergency
with Jazz.

* * * * *

Ken came over at eight o’clock. I was in my home office,
staring at a blank computer screen. I tried to find a focus for the chaos that
raged inside my head.

I saw the car’s headlights swing into my driveway and
continue all the way under the carport. I forced myself to get up and let him
in through the side door. Jazz was in the kitchen doing her homework. She
didn’t look up as I passed through. For once, I wasn’t going to offer a truce.
I wanted her silence.

“We’ve been putting in too many nights lately. You should
get some rest,” Ken said and handed me the car keys.

“It’s just a weather-related headache, nothing serious,” I
said, smiling. I knew that I didn’t sound convincing. I kept cringing inwardly.
I couldn’t hold back the memories. I hoped he wouldn’t see it in my face.

“Maybe you ought to go see a doctor.” He watched me, unsure
whether to continue.

“Yeah, Dr. Martin,” I chuckled dryly. “How did the meeting
go?”

“I’ll tell you. Let’s make coffee.”

We went to the kitchen. Jazz looked up and greeted him with
a smile. She behaved as if I were invisible.

“Homework?” He tipped his head at the paper mess spread on
the table.

“Yep,” she nodded and threw down her pencil.

“Art?” He bent over to see what she was working on, while I
went to make coffee.

“Nah. Fiction.”

“I used to like to write stories,” he said. “But I was never
good at it. My teacher said my story structure sucked because I couldn’t make
up my mind who were the bad guys and who were the good guys.”

“My characters are all ghosts,” she declared.

“That’s interesting,” he laughed. I dreaded what would come
next.

“My social studies teacher is not going to think so. She’ll
make me stay after school and do it over—with real people. Except I don’t have
any real people to put down on my family tree.”

“Family tree?” he echoed.

I turned around and stared at the back of her head. She had
to feel the heat but ignored it, as usual.

“We have to make a family tree for our Family Unit studies.
I only have two names of real people to put down. See?” She picked up the piece
of paper and handed it to him.

He stared at it for a long time. I knew he was searching for
something positive to say.

He offered a suggestion. “How about if you just use the
titles instead of the names for all the rest? You know, father, grandmother,
uncle, aunt, cousin—that sort of thing.”

“My teacher won’t accept it. She’ll say I haven’t done my
homework and she’ll fail me.”

“Some people might not know the names of all of their
relatives but that doesn’t mean they didn’t exist. Tell that to your teacher,”
he advised.

“She’ll send me to the principal’s office for being rude.”

The coffee was ready. I walked around the table to face her.
“Ken’s suggestion is good. If your teacher doesn’t like it, have her call me.”
I motioned at him saying, “Let’s go in the office.”

I picked up the tray and walked out of the kitchen.

“It’s not going to get any better,” he said when I closed
the office door.

“Did any action items come out of the meeting?” I ignored
his comment.

“Is the topic of her father still that painful, Meg?” He
reached for the sugar, his voice subdued.

“I don’t want to talk about it.”

“She has to learn sometime.”

“Sometime is very far in the future. What came out of that
meeting?”

“Make up a story.”

“What good would that do? Besides, I’m not going to let her
grow up on illusions. That’s far more destructive than not knowing.”

“She doesn’t feel connected to anything. She needs to know
her roots.”

“Ken, I’m not going to discuss it.”

He lifted his head and smiled crookedly. “All right. The
FBI’s main interest is the banking situation, or more precisely, the
instability in the banking system that can be created when huge amounts of
money are laundered through the system. This is apparently what Tavistock, or
rather his executive assistants, told the FBI when they alerted them to what
happened in Baltimore to their Chairman. Weston gave a presentation on the
issue. It went over my head. It had to do with a financial summit held four
years ago in Paris.”

“The Finance Ministers of the G-7 countries conference,” I
murmured. “Everybody who is anybody in the world of banking attended that
summit. I read about it,” I hastened to explain when I saw his surprise.

“Something about the financial crime being a key concern in
today’s open and global financial world,” he said. I saw he was trying to
remember what was probably a challenging topic even for Bourke.

“These days, the global market is characterized by a high
mobility of funds. New payment tools are being developed even as we speak,” I
said and smiled at him. “We’re talking international financial system, not just
national. The three factors that were traditionally blamed for continued
proliferation of financial crime are poor regulatory standards, excessive bank
secrecy and harmful tax competition. Governments are urged to cooperate,
internally and internationally, with all financial institutions to put in place
strong measures to combat money laundering and harmful tax competition.

“I would think that Tavistock, being one of the top ten US
financial institutions, was spearheading development of some kind of system
that would develop higher standards and put a new infrastructure in place that
would police money movement and banking routes, worldwide. The cross-border
payments are very difficult to police, so are the phantom corporations that
establish accounts that can’t be traced to their beneficiaries. Lawyers and
accountants are always involved in these schemes, acting as facilitators.
They’re the gatekeepers. Banks traditionally maintain a high degree of secrecy.
It’s what makes them attractive to their customers. A bank that would develop a
reputation for allowing law enforcement agencies access to information on their
customers would quickly find itself out of business. There has to be a
balance—a delicate balance—between law enforcement’s and government agencies’
need to know and the bank’s need to protect its own integrity of operations.
The combination of market access and obscurity of account ownership can make
money laundering a breeze. At the same time, the bank can’t allow free access
to its customer information, or it won’t have any customers. I presume that
Tavistock, together with other major banking institutions and government
agencies, was trying to develop something revolutionary that would protect the
bona fide customer and at the same time, red-flag the questionable customer.
This system would have given a new meaning to confidentiality, without eroding
what the word stands for.”

“You didn’t stand outside that room listening, did you?” He
eyed me with suspicion.

“No. I have an investment fund for Jazz. That’s why I keep
on top of things like this. I’ve read up on the new developments. It’s
interesting,” I added, when I saw that he was willing to believe me.

“I think that’s more or less what Weston said. Tavistock and
the other banks started developing this system four years ago. Something went
wrong and the project was mothballed. They started up again, six months ago.
The Chairman believes that what happened in his suite is the first wave of
intimidation.”

“A man dropping dead at your feet is intimidating,” I
commented, thinking that my father would have also found it insulting—blood and
guts at his dinner table. Such audacity!

“The FBI is going to First Tavistock National tomorrow.
They’ll meet with its principal officers. They’ll follow up on the new system.”

“That should be interesting,” I commented dryly.

I reflected that I would give a month’s pay if someone would
let me peep through a mousehole into the room where the meeting would be taking
place. My father knew damn well who Mr. Fielding Weston was. That had come
through loud and clear in our difficult meeting. And though Inspector Weston
had never met his father-in-law when he was still employed as a security guard
at the Smithsonian, he also knew who Mr. Crossley Morgan Tavistock was. Hell,
Inspector Weston’s marriage license, if he had bothered to keep the antique
form, had the name of his “beloved” spouse, Ellienne Meaghan Tavistock.