Chain of Title (45 page)

153
“well-reasoned arguments”:
Jennifer D. Bailey, “Response of the Task Force on Residential Mortgage Foreclosure Cases to Comment Accepted as Timely Filed,” October 26, 2009,
www.floridasupremecourt.org/pub_info/summaries/briefs/09/09-1460/Filed_10-26-2009_Task_Force_Response_To_Epstein.pdf
.

154
Tami and Vincent Savoia could move back in:
Circuit Court of the Fifteenth Judicial Circuit in and for Palm Beach County, Florida,
U.S. Bank NA v. Vincent Savoia
, hearing before the Honorable Judge Meenu Sasser, February 12, 2010, 11:05–11:19 a.m., Case No. 50-2007-CA-008051, transcript prepared by Kristina McCollum, J. Consor and Associates.

154
“Happy Valentines Day America!”:
Lisa Epstein, “Happy Valentines Day America! This Is for You!”
Foreclosure Hamlet
, February 12, 2010.

154
“At first I thought it was some kind of joke”:
Michael Redman, “The Whole Country Is Bogus—Fabricated Mortgage Assignments All Over the Country,”
4closurefraud.org
, February 14, 2010.

154
“Let guilty men remember”:
John Webster, “The White Devil, &c.,” quoted in Lisa Epstein, “Black Deeds,”
Foreclosure Hamlet
, February 14, 2010.

154
A week later, Tom Lyons:
Tom Lyons, “Bogus Foreclosure Claim Not Isolated,” Sarasota
Herald-Tribune
, February 23, 2010.

154
the
Wall Street Journal
ran a story:
Amir Efrati and Carrick Mollenkamp, “U.S. Probes Foreclosure Data Provider,”
Wall Street Journal
, April 3, 2010.

12. The Revolution Will Be Blogged

156
an anonymous homeowner, “Mark”:
Michael Redman, “Bank of America at It Again—Foreclosed on Over 40 Cents?”
4closurefraud.org
, February 13, 2010. Story via WINK News, Fort Myers.

156
man facing foreclosure who decided to bulldoze his own home:
Michael Redman, “Frustrated Owner Bulldozes Home Ahead of Foreclosure—‘I Wasn't Going to Stand for That, So I Took It Down,'”
4closurefraud.org
, February 21, 2010. Story via WLWT-5, Cincinnati, Ohio.

157
(The winner the first week . . . the line disappeared):
Michael Redman, “Foreclosure Fraud of the Week—Poor Photoshop Skills,”
4closurefraud.org
, April 8, 2010.

157
One of the first was Sam Antar:
Sam Antar, “Advice from a Fraudster—White Collar Crime and Criminals,”
4closurefraud.org
, November 27, 2009.

158
a cease-and-desist order on every foreclosure in America:
Paul L. Muckle v. United States of America
, United States District Court, District of Massachusetts,
www.scribd.com/doc/25286279/Paul-L-Muckle-Plaintiff-vs-the-United-States-of-America-et-al

160
Michael posted the complaint:
Michael Redman, “All Aboard!!! Class Action Against Deutsche Bank National Trust Company, U.S. Bank National Association, Lender Processing Services, Inc. and DocX, LLC,”
4closurefraud.org
, February 24, 2010.

160
the Fair Debt Collection Practices Act didn't apply to banks:
Warren v. Countrywide Home Loans
, Eleventh Circuit Court of Appeals, August 14, 2009, 342, Fed. Appx. 458.

161
“Most recently, we have learned that the U.S. Attorney's Office”:
Lender Processing Services, Inc., Form 10-K, February 23, 2010, Item 3, Legal Proceedings,
www.getfilings.com/sec-filings/100223/Lender-Processing-Services-Inc_10-K
.

162
“Here is the problem with the
qui tam”
:
Complaint and Demand for Jury Trial,
Figueroa v. Szymoniak
, Seventeenth Judicial Circuit, in and for Broward County, March 14, 2013, 7–8,
www.scribd.com/doc/168544786/Figueroa-v-Szymoniak
. See also Martin Andelman, “Some of Lynn Szymoniak's Millions May Belong to Someone Else,”
Mandelman Matters
(blog), September 16, 2013,
http://mandelman.ml-implode.com/2013/09/some-of-lynn-szymoniaks-millions-may-belong-to-someone-else
.

164
Unbeknownst to Michael, Carol listed it as her law firm's website:
Profile of Carol Cobourn Asbury, Bar No. 393665, on the Florida Bar website,
www.floridabar.org
.

165
He recently bought his neighbor's $8 million property:
Andy Kroll, “Fannie and Freddie's Foreclosure Barons,”
Mother Jones
, August 4, 2010.

166
She signed as a vice president or assistant secretary of MERS:
Deposition of Cheryl Samons, testimony in
Deutsche Bank National Trust Company v. Belourdes
Pierre
, Case No. 50-2008-CA-028558XXXXMB, May 20, 2009, available at
http://4closurefraud.org/2010/02/23/full-deposition-of-the-soon-to-be-infamous-cheryl-samons-re-deutsche-bank-national-trust-company-as-trustee-for-morgan-stanley-abs-capital-inc-plaintiff-vs-belourdes-pierre-50-2008-ca-028558-xx
. Transcript prepared by Ruthane Machson, J. Consor and Associates.

167
Michael posted the Samons deposition, and so did Matt Weidner:
Michael Redman, “Full Deposition of the Soon to be Infamous Cheryl Samons RE:
Deutsche Bank National Trust Company, as Trustee for Morgan Stanley ABS Capital Inc., Plaintiff, vs. Belourdes Pierre—50
2008 CA 028558 XXXX MB,”
4closurefraud.org
, February 23, 2010; Matthew Weidner, “Widespread Assignment/Notary/Foreclosure Fraud—Deposition of David Stern Employee Cheryl Sammons,” February 22, 2010,
mattweidnerlaw.com
.

13. The Ninth Floor

168
“It is very possible that one letter”:
Lynn Szymoniak, “Mortgage Assignments as Evidence of Fraud,”
Fraud Digest
, February 9, 2010, available at
http://4closurefraud.org/2010/03/07/mortgage-assignments-as-evidence-of-fraud-lynn-szymoniak-esq-editor-fraud-digest
.

169
Judge Diana Lewis granted LPS's motion:
Docket report,
Deutsche Bank v. Lynn Szymoniak
, Clerk and Comptroller, Palm Beach County, accessed at
http://courtcon.co.palm-beach.fl.us/pls/jiwp/ck_public_qry_doct.cp_dktrpt_frames?backto=P&case_id=502008CA022258XXXXMB&begin_date=&end_date=
.

169
He had won some of the largest awards:
Reuben Guttman biography, Emory University School of Law,
http://law.emory.edu/faculty-and-scholarship/adjunct-faculty-profiles/guttman-profile.html
.

170
the government purchased tens of billions of dollars' worth:
Federal Reserve Bank of New York, “Maiden Lane Transactions,” history and overview,
www.newyorkfed.org/markets/maidenlane.html
.

170
And the Federal Reserve bought trillions:
Press release, Board of Governors of the Federal Reserve System, November 25, 2008,
www.federalreserve.gov/newsevents/press/monetary/20081125b.htm
.

171
Maybe she could get a prosecution going:
Lynn Szymoniak, “Why Wells Fargo Must Be Ordered to Stop Its Foreclosures,”
Fraud Digest
, October 7, 2010, available at
http://4closurefraud.org/2010/10/07/false-statements-americas-servicing-company-lender-processing-services-wells-fargo-bank-n-a
.

171
Nettles worked on voting rights issues:
Stephanie Woodrow, “Meet William N. Nettles,” Main Justice, January 18, 2010.

173
“The Housing Crisis: Who to Trust and Where to Turn”:
Flyer for event, available at
http://myfloridalegal.com/webfiles.nsf/WF/KGRG-832RQV/Sfile/Miami-Forum-flyer-English.pdf
.

175
Tom Ice obtained Erin's “Request for Approval of Dual Employment”:
Michael Redman, “Scandalous—Substantiated Allegations of Foreclosure Fraud That
Implicates the Florida Attorney General's Office and The Florida Default Law Group,”
4closurefraud.org
, March 26, 2010.

175
Erin Cullaro managed to notarize 150,000 FDLG documents:
Matt Gutman and Bradley Blackburn, “Foreclosure Crisis: 23 States Halt Foreclosure as Officials Review Bank Practices,” ABC News, October 4, 2010.

175
Ice Legal also found Erin's signature in several:
Michael Redman, “Scandalous—Substantiated Allegations of Foreclosure Fraud That Implicates the Florida Attorney General's Office and The Florida Default Law Group”
4closurefraud.org
, March 26, 2010.

176
FDLG wanted to pretend 150,000 Cullaro affidavits never existed:
Wells Fargo Bank v. Donald Needham & Blair Bergstrom
, Memorandum in Opposition to Motion for Reconsideration/Rehearing on Non-Parties' Motion for Protective Order, Case No. 2009-20298-CINS, available at
www.scribd.com/doc/28979629/Motion-Substantiated-Allegations-of-Foreclosure-Fraud-That-Implicates-the-Florida-Attorney-General-s-Office-and-The-Florida-Default-Law-Group
.

178
9/9/9999:
Michael Redman, “I wish that this was MY mortgage, don't you? DOCX Assignments Effective 09/09/9999,”
4closurefraud.org
, March 9, 2010.

178
he posted one of Ice Legal's court memos:
Matthew Weidner, “Bombshell—Substantiated Allegations of Foreclosure/Affidavit Fraud That Implicates the Florida Attorney General's Office,” Matthew Weidner's blog, March 26, 2010, available at
https://web.archive.org/web/20100328081340/http://mattweidnerlaw.com/blog/2010/03/bombshell-substantiated-allegations-of-foreclosureaffidavit-fraud-that-implicates-the-florida-attorney-generals-office
.

178
after Weidner's release he ran with it, too:
Michael Redman, “Scandalous—Substantiated Allegations of Foreclosure Fraud That Implicates the Florida Attorney General's Office and The Florida Default Law Group,”
4closurefraud.org
, March 26, 2010.

178
Apparently he replaced his wife as FDLG's expert witness:
Michael Redman, “Guess the Money Is Too Good to Pass Up—Introducing the Cullaros New Replacement—Expert Witness for Reasonable Attorneys Fees for FDLG Florida Default Law Group,”
4closurefraud.org
, April 2, 2010.

179
McCollum announced that his office was investigating FDLG:
Michael Redman, “Florida Attorney General Bill McCollum Launches Investigations into Florida Default Law Group and Docx, LLC a/k/a Lender Processing Services,”
4closurefraud.org
, April 29, 2010. Also Amir Efrati, “Florida Probing Law Firm in Foreclosures,”
Wall Street Journal
, April 30, 2010.

179
The attorney general also opened:
Shannon Behnken and Michael Sasso, “State AG Investigates Its Own,”
Tampa Tribune
, May 1, 2010.

14. The Rally in Tally

181
legislation to make Florida a non-judicial foreclosure state:
James Thorner, “Florida Bankers Move to Dramatically Speed Up the Foreclosure Process,”
Tampa Bay Times
, January 28, 2010.

182
Non-Judicial Foreclosure Act for Non-Homestead Properties:
SB 2270, Florida Senate, 2010,
http://www.scribd.com/doc/27382056
. Also see Michael Redman, “Florida Legislature—Banksters Propose Taking Foreclosures Out of Court—The Nonjudicial Foreclosure Act for Nonhomestead Properties,”
4closurefraud.org
, February24, 2010.

182
Wells's arbitrary designation of abandonment could end up:
Todd Ruger, “An Abrupt Eviction, Narrowly Averted,” Sarasota
Herald-Tribune
, February 22, 2010.

182
Michael created a mini-site about the legislation:
PigsAss.org
, available through the Internet Wayback Machine,
http://web.archive.org/web/20100701215705/http://pigsass.org
.

182–183
“The Bankers have thrown down the gauntlet”:
Michael Redman, “Florida Bankers to States Citizens: ‘Bend Over!!! Your Assets Are Mine!!!' Florida Consumer Protection and Homeowner Credit Rehabilitation Act,”
4closurefraud.org
, February 1, 2010.

184
Bruce Marks took a picture with the pig and the banker:
Michael Redman, “Updates from
4closureFraud.org
Coming Soon LPS, FIS, NACA, PigsAss, Foreclosure Fraud Lender Processing Services, Inc.—Form 10-K—EX-21.1—February 23, 2010 Legal Proceedings et al.,”
4closurefraud.org
, March 1, 2010. Photo available at
4closurefraud.files.wordpress.com/2010/02/the-pig-the-banker-and-the-naca-ceo.jpg
.

184
Homeowner Relief and Housing Recovery Act:
Matthew Weidner, “Bank's Newest Effort to Take Homes—Turn Florida into a Non-Judicial State,” March 29, 2010,
http://mattweidnerlaw.com/banks-newest-effort-to-take-homes-turn-florida-into-a-non-judicial-state
.

184
Foreclosure Bill of Rights:
HB75, Florida House of Representatives, 2010,
www.myfloridahouse.gov/Sections/Documents/loaddoc.aspx?FileName=_h0075__.docx&DocumentType=Bill&BillNumber=0075&Session=2010
.

185
They set a date, April 21:
Matthew Weidner, “Rally in Tally—Why It Is Absolutely Necessary for You to Come with Us—April 18, 9:00 am,” April 15, 2010,
http://mattweidnerlaw.com/rally-in-tally-why-it-is-absolutely-necessary-for-you-to-come-with-usapril-21-900-am
. Also Lisa Epstein, “Freedom Ride Circa 2010: A Pilgrimage,”
Foreclosure Hamlet
, April 15, 2010.

186
While they were planning all this, the bills actually stalled:
Florida Senate website archive for SB 2270 shows that the bill was “not considered” in the Senate Banking and Insurance Committee on April 8, 2010;
http://archive.flsenate.gov/Session/index.cfm?Mode=Bills&SubMenu=1&Tab=session&BI_Mode=ViewBillInfo&BillNum=2270&Chamber=Senate&Year=2010
.