Capital (39 page)

‘That was a little disappointing,’ said Lothar when Mickey sat down.

Looking back on the evening, Roger realised that there was no single definitive moment when he realised he had fallen in love with Matya. It was something to do with the way she looked in his colleagues’ eyes and it was not just her looks – though it had to be admitted that her long, very dark, only just off-black hair, worn down tonight over her vivid jade gown, emphasising her height and her shapeliness and her slightly too large, meaning exactly perfect, bum – well, Roger would be the last person to say that her looks weren’t an important factor. He would defend those looks to the end; he wouldn’t hear a word against them. He would pick up the standard for those looks and charge towards the foe, axe swinging, ready to die, ready to kill, ready for … Roger didn’t follow through on the thought. Let the record show merely that he fancied Matya. But the thing which had made him fall for her, fall properly, was the way she seemed so calm and so quiet and so sad. Surrounded by noisy bankers showing off, and their variously pushy or beady or anxious or competitive wives, she seemed to be from somewhere else; a place where people carried their own burdens; a grander and realer and more honourable place. Roger didn’t know that Matya spent a lot of that evening thinking about home, but he could tell that she was thinking about something, and it was that other thing which, for him, did it. She was like a countess; and that became his private, only-to-himself nickname for her, the countess. His countess.

Roger had taken the precaution of booking a taxi for half past midnight. He knew too well how a scrum of pissed City types could fight over late-night cabs. He had had enough to drink to spend the ride home thinking about how nice it would be to take her straight to bed and give her the seeing-to of her life, her hair spread over the pillow, face-up, then face-down, then face-up again … then roses and champagne in the morning, and start all over again the next day. Following this train of thought, he found himself with a huge erection as the car turned into the corner of their street, and had to fumble, pretending to look for his wallet, to give it a chance to subside, while he tried to think about things other than how good she would look in nothing but her knickers. So he thought about work for a few moments – something
he found himself increasingly reluctant to do, these days, especially when he was actually at work, but a few seconds contemplating the prospect of collating the weekly figures to run past Lothar, and bingo, no erection.

Roger got out of the cab, handed the driver three twenty-pound notes, and gave him Matya’s address. He didn’t trust himself to kiss her goodnight.

‘I hope you had a nice time,’ he said through the open window as the cab rattled in the otherwise silent street.

‘It was wonderful,’ said Matya.

‘See you tomorrow,’ said Roger, who in fact probably wouldn’t – he would be gone before she arrived and back after she had left. Then he went upstairs, got into bed beside his deeply sleeping wife, and lay awake for a long time.

E
veryone at Pinker Lloyd was at work by eight in the morning. Many were already at their desks by seven. If you wanted to be on your own in the building, you had to get there well before six.

At half past five, when Mark came into the foyer, the night guards were still on duty. He had got home from the charity dinner at quarter to one, and slept for four hours; it was a sign of his strength of will that he had been able to train himself to not need much sleep. In the dark, the atrium looked warm and inviting, much more so than it did in daylight, when the vast expanses of glass made it seem overheated and airless. Today the security desk was occupied by an unspeaking, unsmiling Caribbean man in his fifties. He checked Mark’s ID and signed him in. Mark went through into the lift. He looked at his reflection in the stainless steel. He said:

‘I’ve come in to get a jump on the weekly figures, before the meeting with Lothar.’ His voice, bouncing back off the metal walls, sounded sincere. It was good to practise; this was something he always did, when he had a lie he knew he was likely to have to tell: say it out loud, to check how it sounded. ‘Got to get ready for the meeting,’ he said. ‘It’s like they say in the SAS. The seven Ps: Proper Planning and Preparation Prevent Piss-Poor Performance.’

He was fine. There would in all probability be no one in before six o’clock or so. Certainly no one was in yet; he had checked the out-of-hours sign-in sheet when he came through security.

Mark liked being on his own in the trading room. There was something creepy about the empty space, the blank monitors and the dark outside, the uncanny stillness in a room designed for a crowd, for noise, for shouting and anxiety and action and looking at three screens while talking on two phones while juggling a dozen trades; but that unsettlingness was what he liked about it. Most people could not do this. They would be too freaked out. But he was not most people. That was the whole point.

He dropped his briefcase at his desk, took his jacket off, and stretched. Today’s mission was passwords. About a year before, Pinker Lloyd had called in a team of outside consultants to assess its levels of risk in relation to computer fraud and hacking attacks. One of the main recommendations had been that the bank was too lax in the security level of its passwords, in particular because it allowed employees to set their own. In too many cases people used passwords that they used on other computers; in some of the most egregious cases, people even had the same password on all their accounts, for work and home. This was flagrantly unsafe: any third party getting hold of someone’s private email password, or eBay account password, or any password set up on any internet shopping site, would have access straight into Pinker Lloyd’s systems. Not acceptable. So the recommendation was for the company to adopt new protocols for anything that allowed access to its systems, unguessable chains of letters and numbers with rAnd0m caPItalisåti
^o
n. The new passwords would change weekly. The logic was impeccable. But it was also mistaken, because the new passwords had a flaw: they might be unguessable, but they were also unmemorisable. Since no one could keep the passwords in their heads, everybody wrote them down. So all you had to do to get access to someone’s account was to find where they had written down their password.

Mark first went into Roger’s office. His undeserved corner office, with the view of Canary Wharf and the river, the family photos on the desk; the office which was going to be his. He woke Roger’s computer up from sleep, then navigated to the file called ‘Passwords’. If he had to sum up his boss’s stupidity in one detail, it would be the fact that he hid his passwords in a file marked ‘Passwords’. The file was itself protected
by a password, but Mark had seen Roger type the first few letters of it, and because Mark was not an ordinary man, with only a little thought he had been able to deduce the rest. The first letters typed were c o n so it had been easy to work out that the password was conradjoshua, his horrible children’s names run together. He opened the file to see Roger’s bank passwords. They were the usual strings of letters and numbers. Mark took a note of them in his little Moleskine book.

He went back on the trading floor. He began with the passwords whose hiding places he knew: on a piece of paper; in a locked drawer, whose key was in turn left in a jar of pencils; on the bottom slip of a set of Post-it notes (the bottom slip chucked away when a new password was set); on notepads left beside monitors. He collected five passwords in as many minutes. His dream was to find his way into another department, Compliance, and unlock some of their passwords. Compliance’s job was to make sure that the bank was obeying all the idiotic legislation designed to make the City safe for the timid and the frightened and the conventional and the weak, all the pathetic little bits of string with which governments tried to tie down the giant. Access to Compliance’s systems would be useful for the things he had under way. Root access and administrator privileges for the bank’s mainframe would be even better; but that would not be easy, and it would be silly to focus on something likely to be unachievable.

A few more passwords in this room, however, would be very easy to achieve. All he had done so far was gather the low-hanging fruit. Jez, the room’s most successful trader, moved more money than anyone else, and dealt with more accounts, and so access to his systems would be very handy. Jez was someone Mark greatly disliked, not least because he could sense in him a real competitor, someone whose view of life was very similar to his own. Jez liked to win. Well, they would see who would win. Mark went to Jez’s desk. He switched on the monitor and was greeted by a picture of Scarlett Johansson’s arse in pink knickers, freeze-framed from the opening shot of
Lost in Translation
. Despite himself, Mark smiled for a moment. He ran a search for ‘Password’ but nothing came up. He hadn’t expected it to. Then he stepped back and had a look around Jez’s desktop. A rule of thumb was that things
were always in the most obvious place. Arsenal mug, blank yellow legal pad, copy of
Mountain Bike Monthly
, Casio calculator in its plastic case. Mark peeked inside the mug, flicked through the magazine, riffled the legal pad, checked the underside of the keyboard, and opened the two desk drawers, both of which were empty apart from stationery and a Caffè Nero loyalty card. Jez might have been forceful and noisy but he kept nothing personal at work; interesting. As he was putting the office junk back, though, Mark felt something else, a piece of paper lying flat pressed against the back of the lower drawer – and had the secretive person’s instinctive feeling for when he might have come across a secret. But the piece of paper was hard to get a good hold on, it seemed to have stuck to the metal at the end of the compartment, so Mark was stretching and reaching and trying to get his fingers around the piece of paper to pull it out without crumpling it too much, which would give away that it had been taken out and looked at, when he heard a voice loudly say,

‘What the fuck are you doing?’

Oh no. Jez. He stood at the entrance of the room, his hair wet from a shower, a bag of sports kit over his shoulder. This can’t be, thought Mark – it’s only two minutes past six – and then he thought, oh no, he must be here to get something done in Tokyo, and at the same time how useless that thought was since here he was up to the neck in shit and sinking fast. And then Mark realised he had a big problem: he had turned on Jez’s computer monitor. There was no possible, no conceivable, innocent reason to do that. If Jez moved three or four steps into the room he would be graced with a look at Scarlett Johansson’s bum-cheeks, and Mark would be out of a job. Even while the thoughts were running through his mind, Mark was moving: he jerked backwards from the drawer and pushed it shut. It would not be possible to look more like a man with a guilty conscience. He felt complicated, nauseating things happen in his stomach.

‘Stationery. Legal pad … couldn’t find mine. I know you used them, thought I’d take one, didn’t think you’d mind.’

Jez just stared at him. He hadn’t moved and he looked angry, suspicious, hostile.

‘Been to the gym?’ Mark said.

Jez started chewing gum. He must have had a piece on the go and then suddenly stopped when he came into the room and saw Mark. But other than that he didn’t move or speak.

‘Good habit,’ said Mark. He moved slightly closer to the edge of the desk, where the monitor’s off button was no more than nine inches away from his hand. But Jez had a perfect view of his upper body and there was no way he could just reach out and turn the thing off without Jez seeing.

‘Here for Tokyo?’ he said. Jez grunted, a sound which could have been yes or no or fuck off or none of your business. Then he took a step forward, so Mark had no choice but to contort his face and shout –

‘Behind you!’

– and as Jez turned, reach out and turn off the monitor, which in his heightened sense of the moment seemed to take long seconds to fizz and flare and close to a point and go black. Then Jez turned back to him, now unmistakably furious.

‘Made you look!’ said Mark. Jez was walking towards him. ‘Sorry,’ he went on. ‘Schoolboy joke. Silly.’

Jez stopped very close to him; too close. He was invading his space. But this wasn’t, perhaps, the moment to complain. Jez was a big man, seen at close range; bigger than he looked. He smelled of shower gel.

‘I don’t see any legal pad,’ said Jez in his estuary accent.

Mark didn’t know what to say to that. He moved back and sideways to get away, but Jez closed the space between them again, and leaned in towards him. Then he put his face right up to Mark’s, tilting his head sideways, and loudly, deliberately, sniffed. Then he did the same thing again. Jez straightened up.

‘You don’t smell right,’ he said. And then he walked away.

D
I Mill sat at his desk, head in his hands, pile of folders stacked up in front of him, and the rest of the room in its usual hubbub. He looked the picture of gloom. The files were those of the We Want What You Have inquiry, and they had now mounted up, because complaints from Pepys Road had kept stacking up. As a brief, it was a nightmare: a significant number of irritable, entitled upper-middle-class people were annoyed, and as a group they were horrible to deal with, not least because they could never get two sentences into any exchange without mentioning how much tax they paid. There were no clear leads, no clear suspects, no apparent motive, and no obvious directions for the inquiry. Up until recently, there was also no obvious crime. It wasn’t clear in what way he/she/they, the person or persons behind the campaign, had broken the law. But then there had been some changes with We Want What You Have. First, some way into the new year, the cards and videos had stopped, and the blog was no longer being updated. It wasn’t taken down but it no longer had any new content. Then, about a month later, the blog suddenly disappeared. When he saw that, Mill, who had the page bookmarked and checked it twice a day, punched the air. Fantastic! It was the best sort of problem, one which had gone away of its own right. The whole episode could be filed in that large, happy category of things you just ignored until they didn’t matter any more.